WAYS TO IMPROVE THE PRACTICE OF ASSESSING THE CREDITWORTHINESS OF CUSTOMERS IN COMMERCIAL BANKS

Authors

  • Qurbonov Azizbek Ibroximjon o’g’li

Keywords:

commercial banks, credit, profitability, financial stability, blockchain technology, cloud technologies, loan portfolio, creditworthiness, reserve funds

Abstract

For commercial banks in our country, it is important to correctly assess the creditworthiness of customers. This is necessary to ensure the financial stability and profitability of the bank. For this reason, this article also reveals the creditworthiness of
customers in commercial banks and the reasons for the occurrence of problematic loans and ways to eliminate them.

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Published

2024-12-09